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Ethical,
Trustworthy
Professionals that represent you!
Facing Foreclosure or Late on Payments? Home or Condo worth less than what you paid for it?
Florida Foreclosure and short sale help?
We Can Help
Buyer's Want to Find a Short Sale? CLICK HERE! |
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The Short Sale Solution
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| When a lender or mortgage holder agrees to do a short sale, it means the lender or mortgage holder is accepting less than what is owed on the mortgage.
A short sale means the seller's lender is accepting a discounted payoff to release an existing mortgage instead of foreclosing.
NO UPFRONT FEES PERIOD!
Any company that charges upfront fees should be avoided
UPDATE: OBAMA PLAN
BEFORE DOING A SHORT SALE DID YOU EXHAUST LOAN MODIFICATION OPTIONS THROUGH THE OBAMA PLAN? THIS PLAN WILL ONLY HELP THOSE THAT LIVE IN THEIR HOME AND IT IS NOT AN INVESTMENT. CONTACT US ONLY IF A SHORT SALE IS YOUR BEST OPTION. Learn More here
Sell Your Home - Avoid/Prevent Foreclosure on Your Home or Condo With a Short Sale
Seawinds Realty, Inc. can help you with your short sale locally in Florida. We have experience in the short sale process and along with a local attorney can provide the best chance of getting you out of your home as easily as possible. When you are looking for a company to help you with your home or condo you want trustworthy and ethical people helping. We have very high success rate closing short sales.
We understand that this is a sensitive time for you and are compassionate to your needs and will try to make this process as easy and painless as possible from this point forward. Trustworthy, ethical professionals.
- With an experienced Florida attorney on your side you will have the best advice available
- With a experienced Florida Realtor you'll have local assistance
- We provide the same quality level service we would expect
- If you have any questions we will answer them or find out the answers as quickly as possible
- Trust and Ethics above everything else! With the sharks swimming and taking advantage of many people in financial
distress you can rest well at night knowing we are on your side.
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| Florida Short Sale Blog |
Worrying about whether or not you can continue your obligation on a home which is or nearly underwater is just natural. After all, any responsible homeowners should think about the future and what is best for everyone. Although being in such a situation could be frustrating, the good news is you can still look at the best Florida foreclosure alternative for you.
One option you should seriously consider is a Florida short sale. It is perhaps the only option which could leave you virtually debt-free and with your credit history still intact as compared to what it would look like after a foreclosure.
Of course, you might be worried about a deficiency judgment or in layman
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The decline in Florida home market values, due to the housing crisis, has resulted in plenty of Florida homeowners who are underwater on their mortgage. This means you owe more in mortgage compared to the current value of your home. Obviously, having negative equity is indeed frustrating and will make you consider a strategic default.
As the term suggests, strategic default means a homeowner will choose not to pay their mortgage obligations in order to force the lender to treat them as a distressed borrower. Some even go as far as walking away from their homes, thinking it is the best solution, in terms of financial practicality.
But a strategic default is not really strategic as it only gives you a temporary way out of your mortgage woes since your mortgage debt will not be cleared until the lender forecloses. You may feel guilty about not facing your problem and you will also have to suffer the negative impact on your credit history. You should know there is actually a better alternative than a strategic default--- a Florida short sale.
Unlike strategic defaults, a short sale gives you the means to sell your home and clear your mortgage balance. You essentially walk away debt-free and your credit score will not be damaged as much. You may not even have to miss any mortgage payments since there are lenders who will readily approve a short sale proposal as long as all the financial documents and other requirements are in order. This is very rare though.
Of course, at the end of the day, the decision whether to do a Florida short sale or a strategic default is ultimately yours to make. Weigh all the pros and cons and try to speak with an experienced short sale Realtor to give you a clear picture of what a short sale involves. |
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